The Chinese wallets pay Chinese nationals only

[hallstain]

Why

Two rules of the CN wallet rail were nowhere on the page a partner reads before building a destination:

• both wallets check the account holder against a Chinese national ID, so a foreign resident's Alipay or WeChat account cannot receive;
• WeChat settles only to the sender himself or to family, while Alipay also takes a third party.

The second one is carried by sender_recipient_relationship, which the page already documents for the quote, so a partner had every reason to assume supplier worked on both wallets. It does not, and the failure mode is a payment held inside the wallet rather than an error.

What changed

• New section Who may be paid on a Chinese wallet, placed where the ewallet field set is described, before beneficiary_type.
• It states the nationality rule, the per-wallet relationship table, the consequence for self (only reachable when your customer is Chinese, since the remitter must be the customer), the document the wallet may ask the beneficiary for, and that B2C is not available yet.
• Changelog entry for 2026-08-11.

Source: Lightnet, 2026-08-05 and 2026-08-11. The agent-side enforcement is agent-scripts#238.

🤖 Generated with Claude Code