🦺 server: send travel rule data when creating virtual accounts

[mainqueg]

Summary by CodeRabbit

• New Features

  • Virtual account creation now includes travel rule data containing beneficiary information, including wallet custody designation and account attestation timestamp.

• Tests

  • Enhanced test coverage to validate travel rule data structure and ensure all required beneficiary fields, including custody type and verification timestamp, are correctly included in virtual account requests.

[changeset-bot]

🦋 Changeset detected

Latest commit: 8cfb810

The changes in this PR will be included in the next version bump.

This PR includes changesets to release 1 package

Name	Type
@exactly/server	Patch

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ℹ️ Review info

⚙️ Run configuration

Configuration used: Organization UI

Review profile: ASSERTIVE

Plan: Pro

Run ID: 819c7db2-2e46-451c-bac7-9be84002eb7e

📥 Commits

Reviewing files that changed from the base of the PR and between 755132d and 8cfb810.

📒 Files selected for processing (3)

• .changeset/lucky-falcons-attest.md
• server/test/utils/bridge.test.ts
• server/utils/ramps/bridge.ts

Walkthrough

The change extends the Bridge virtual account creation flow to include a travel_rule_data payload. The request body gains a beneficiary object marking the user as a self-custodied self-beneficiary with a dynamically generated ISO attestation timestamp. The valibot schema is updated to validate the new structure, and the existing test is strengthened to assert the full POST body.

Changes

Travel Rule Data for Virtual Accounts

Layer / File(s)	Summary
Schema extension and request payload server/utils/ramps/bridge.ts	CreateVirtualAccount valibot schema adds a travel_rule_data object with beneficiary.is_self, beneficiary.wallet_type (constrained to a fixed picklist including self_custodied), and beneficiary.wallet_attested_ownership_at. getDepositDetails populates this field with is_self: true, wallet_type: self_custodied, and a new Date().toISOString() timestamp.
Test assertions and changeset server/test/utils/bridge.test.ts, .changeset/lucky-falcons-attest.md	The "creates virtual account when none exists" test now captures the creation fetch call and asserts the POST URL contains /virtual_accounts and the JSON body includes the full travel_rule_data.beneficiary structure with an ISO datetime pattern match. A patch changeset entry records the behavioral change for @exactly/server.

Estimated code review effort

🎯 2 (Simple) | ⏱️ ~10 minutes

Possibly related PRs

• exactly/exa#1025: Modifies the same CreateVirtualAccount request shape in server/utils/ramps/bridge.ts and server/test/utils/bridge.test.ts, changing the source_deposit_instructions payload structure in the same virtual account creation flow.

Suggested reviewers

• nfmelendez
• cruzdanilo

🚥 Pre-merge checks | ✅ 4

✅ Passed checks (4 passed)

Check name	Status	Explanation
Description Check	✅ Passed	Check skipped - CodeRabbit’s high-level summary is enabled.
Title check	✅ Passed	The title clearly and concisely describes the main change: adding travel rule data to virtual account creation requests, which is reflected across all modified files.
Linked Issues check	✅ Passed	Check skipped because no linked issues were found for this pull request.
Out of Scope Changes check	✅ Passed	Check skipped because no linked issues were found for this pull request.

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✨ Finishing Touches

🧪 Generate unit tests (beta)

• Create PR with unit tests
• Commit unit tests in branch travel

✨ Simplify code

• Create PR with simplified code
• Commit simplified code in branch travel

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[gemini-code-assist]

Code Review

This pull request introduces the inclusion of travel rule data when creating virtual accounts in the Bridge utility, updating both the implementation and the corresponding tests. The reviewer suggested making the travel_rule_data field optional in the CreateVirtualAccount schema to align with the Bridge API and prevent potential validation errors.

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Actionable comments posted: 1

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ℹ️ Review info

⚙️ Run configuration

Configuration used: Organization UI

Review profile: ASSERTIVE

Plan: Pro

Run ID: 410f8438-950a-4ebc-9e08-2d9e33fdaa82

📥 Commits

Reviewing files that changed from the base of the PR and between c9160e0 and 755132d.

📒 Files selected for processing (3)

• .changeset/lucky-falcons-attest.md
• server/test/utils/bridge.test.ts
• server/utils/ramps/bridge.ts

[codecov]

Codecov Report

✅ All modified and coverable lines are covered by tests.
✅ Project coverage is 75.70%. Comparing base (1347bab) to head (8cfb810).
⚠️ Report is 2 commits behind head on main.
✅ All tests successful. No failed tests found.

Additional details and impacted files

@@            Coverage Diff             @@
##             main    #1109      +/-   ##
==========================================
+ Coverage   75.55%   75.70%   +0.15%     
==========================================
  Files         245      245              
  Lines       11842    11917      +75     
  Branches     4170     4197      +27     
==========================================
+ Hits         8947     9022      +75     
+ Misses       2574     2572       -2     
- Partials      321      323       +2     

Flag	Coverage Δ
e2e	75.40% <100.00%> (+1.18%)	⬆️

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